* New * for New Jersey Farm Bureau members (07-01-2006)

Health Savings Account Plans (HSA)

Quality coverage and superior savings.

HSA Plans include two components: a lower cost, high deductible health insurance plan and a tax-favored savings account.

 The money you save on premiums with your high deductible plan can be put into your tax-favored savings account (HSA). You can withdraw the money to help pay your deductible or other qualified health care expenses. Once your deductible is met, the insurance plan starts paying for covered expenses. 

The best part: Your unspent savings roll over year after year. 

An HSA Plan may be right for you if you want:

• More control over how your health care dollars are spent.
• One annual deductible per family.
• To save money on monthly premiums and taxes